Monday, June 16, 2008

Ninja Debt

This past year has been filled with expenses and it looks like i'm going to have to apply for some bank cards to get through the debt. It was very sneaky debt as I had no idea it was lurking around the corner. There are sure to be some great balance transfers offers around as the end of the financial year is nearing. This could save me a fortune in interest payments and I could be out of debt in no time! Credit card debts are always a possibility if i'm not careful and don't pay off the transfer amount within the term though, so I might contact my financial advisor to see if my current financial situation will prevent me from keeping up with my payments.

There have been a fair few websites that have given me some great ideas on which cards to apply for and the card services they provide. The following are my current favourites and come recommended by my financial advisor also:

  1. Credit Card Service - this site is great for comparing the different credit card services available.
  2. Online Credit Cards - a comprehensive guide to credit cards including a comparison page.
  3. Credit Card Companies - discover the many credit card companies and what cards they offer.
  4. Credit Card Deal - find a credit card deal to suit your financial situation and requirements.
  5. Rewards Program - this site compares all the different credit card rewards programs and includes any fees charged.
  6. Credit Cards Apply Online - the perfect site to apply online for credit cards.
I should take the time to thoroughly go through all the available credit card services to ensure i'm getting the best available card but i'm just itching to go to the above websites and click the "apply now" button and apply for my credit card online. Fortunately, I have to get some details from my accountant before I can apply which could be a blessing in disguise. I'll update this blog as soon as I have my finances sorted and can brag about my brilliant credit card rewards.

posted by Travel Guru @ 11:04 PM

Tuesday, June 3, 2008

Soggy SIM

In all the rain we received recently, I was unprepared and became completely soaked from head to toe! Fortunately there was only one casulty - my 3G mobiles. I've had these for a few years now and have been meaning to upgrade anyway so it wasn't the disaster it could have been. I'm very keen to find a mobile phone with GPS, phone camera, and mp3 ringtones....a chic design wouldn't go astray either! There are many mobiles to choose from these days offering all those features and more, it's difficult to know where to start!

I'm currently using prepaid mobile phones but I think i'll find some capped mobile phone plans with free phones this time. The $20 cap mobile plan with $50 worth of calls and texts looks perfect for me, and i'm happy to spend an extra $20 a month to pay off the mobile phone of my choice. I'm hoping to find a Nokia phone available on these plans but will happily opt for a Sony Ericsson mobile. This mobile phone drenching has perfect timing!

Labels: ,

posted by Travel Guru @ 8:38 PM